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Madison wrote:Call her insurance company and tell them you might choose to just pay the cost out of your pocket, in order to keep it off your driving record since it's just a minor thing, and have them let you know what the exact cost is before they contact your insurance company. Make sure they know you are able to just flat out pay the amount, no BSing around, you'll just write the check when they tell you how much the damage is. Usually the insurance companies are pretty good about that kind of thing.
Just hope she's not one of those kind of people who will try to claim some sort of injury (neck, back) out of this.
RugbyD wrote:i've never dealt with this and maybe one of you knows the landscape better.
i nipped the corner of somebody's rear bumper and may very well cover the cost out of pocket and told the person to get an estimate and let me know the cost before we started the claims process. she didn't listen and went ahead and filed a claim anyways.
question: what happens next? can i just do nothing until she gets an estimate? should i call the insurance company back and let them know what i plan on doing or just stay silent until i know if this will be out-of-pocket or not? can she 'withdraw the claim'? If i do pay out of pocket and a claim is never processed through to end will it affect my insurance rates?
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