Here's my two cents....find what makes you happy. What you are passionate about. Find something you can at least somewhat enjoy.
A degree means A LOT less these days. It's basic supply and demand. The last 40 years or so, everyone has had it drilled into their heads, "If you don't get a degree, you'll never amount to anything!". Problem is, the last decade or two, a LOT more people have had, and taken, the opportunity to go to college....which has flooded the market with degreed people looking for work.
Now, at the same time, jobs have been drying up in our country. Computers replace humans by doing tasks faster, more reliably, and with less bitching/issues than humans. Jobs get outsourced overseas. Companies have downsized.
All this means is there are more people than there are jobs, meaning the competition is greater.....and also means employers are in the drivers seat. Say an employer has a job opening that pays 40k per year. If you have a degree, and every other person applying has one, why should you get the job at all? And what if the guy behind you will do it for 35K? Once companies realize they could hire the same quality of people for less money, they will.
You've heard the fashion sayings like, "Blue is the new black this season!" right? Well, a Masters degree is the new "college degree". And it better be a specialized degree for the field you're aiming for.
So, should you go through 4-8 years (the average takes people 5 years these days) of schooling, getting neck high in student loans in order to just be......acceptable and maybe, just maybe find a kick arse gig? In the past, a college degree meant you were heads and shoulders above the average Joe Schmo. Not anymore. You need some extra training, real life experience, a good network of people in your industry (it' who ya know 95% of the time), and selling yourself. Sadly, they don't teach most of this at State U.
Examine these situations:
My cousin has a computer programming degree from a very good school. Took him 3 years to get a 40k a year job he dislikes. Not exactly early retirement money.
My brother in law is a barely literate welder. He makes 80k per year and loves it. In our area, that's great money.
So, it boils down to what is right for YOU. Don't take the route laid out for you by others. Do what YOU feel is right and you can't go wrong. A degree can't hurt your professional life, but don't believe it's the only route to future happiness either. As with most things in life, the truth is somewhere in the middle.
Just follow your heart, think it through for awhile, and make a firm decision (no second guessing yourself) and you'll be fine.
"Ya'll are brutalizing me!" - Ronwell Dobbs