How badly do you have to get smacked around in H2H before you start considering some rash team decisions?
How long do you go in roto?
For me, I think I'd start to worry a month into H2H, if I've lost by 7-3 or worse in each round. Roto I think I would worry maybe 6 weeks in. Roto is probably harder to make up the ground in, but it just seems like a format less given to panic scenarios.
I also ask this because my 14 team H2H league got pasted 9-2 last week and is in the process of getting flattened this week also.