I don't see the recovery being that quick. There are massive amounts of adjustable mortgages still out there and too many people still own homes that will lose them.
Wall Street is a bit of a joke right now. Everything negative people said about he stock market came to fruition in the last 12 months and it will take many more years before we even sniff recovery. The main problem now is that no one trusts each other.
"Think of how stupid the average person is, and realize half of them are stupider than that." ~George Carlin