Assuming you're not in any of my leagues, it is MOST definitely worth the money.
Seriously, this is my fourth year using Fantistics and I love the site and the writers.
I recommend these guys whenever I get a chance, I've also been with them for 4+ years, and they get better each year.
There 2004 projections software is awesome, it has all the a new set of indicators from prior seasons allowing me to make my own decision on the risk of a player. You can also change any player projection (each player has like 20 projected stats) and recalculate your own $ values. The also allow you to use the Value Based Drafting method if you choose.
Definitely worth the price of a dinner to me, as I don't have the time to evaluate 1,000 players on my own. Most importantly I've won several championships with their help: http://www.insiderbaseball.com