Wow, what a thread.
As to auto insurance, I've always gone with who's the cheapest. It's always worked well for me too. Had a wreck when I was a kid (16) and the claim through All-State took forever and a day, even though my father had that policy for over 20 years. When I turned 18 and got out on my own, I just grabbed the cheapest I could find.
Most of the time it was a name company that I knew, but one time I wound up with Old American County Mutual. Who
? The agent I was using assured me they were a solid and well known company that wasn't going anywhere, and that they used to insure fishing boats way back in the day. Well, I put them to the test. Had a wreck 6 weeks after signing up with them. Accident happened on July 2nd which was a Saturday that year. Monday was the 4th of July, so I had to wait to contact a live person on Tuesday the 5th. I had a check for over $5K that afternoon. I was very pleased.
Anyway, I'm with Geico now, but I've really never had any issues with my insurance companies other than them increasing rates for stupid reasons that I had nothing to do with. I had one company (Progressive I believe) told me my rates went up due to flooding in Houston. I'm in Ft. Worth! Houston is 4 hours away and what the heck does flooding have to do with my car insurance?
I understand they were trying to get back their losses on the homeowner's insurance, but there's no way I was going to pay jacked up car insurance payments for them to do it, and I didn't feel like I should, so I dumped them and moved on.
Anyway, I shop around anytime my insurance company decides to increase rates. Just got my new policy from Geico and am happy to say that they actually went down $5 per month, so I'll be sticking with them for another 6 months.
Yes doctor, I am sick.
Sick of those who are spineless.
Sick of those who feel self-entitled.
Sick of those who are hypocrites.
Yes doctor, an army is forming.
Yes doctor, there will be a war.
Yes doctor, there will be blood.....