Kurt...if you can't get enjoyment out of a pastime without money being at risk, you're the one who needs to do the self-examination.
Not that there's anything wrong with playing in money leagues, but if the $$$ are the sole motivation, there's more of a problem on that side of the fence than the other.
I compete to win at virtually everything. The amount of money involved, if any, has little to do with it.
And the idea this has anything to do with being overly thrifty is totally off base.